Make your business energy independent!
The Bank offers a Business Support Program in the Energy Sector, which allows businesses to get financing for both current activities and the purchase of energy equipment on favorable terms.
The program is designed to support customers who:
- sell power equipment;
- provide or use power equipment rental services;
- plan to purchase power equipment for their own business.
PRAVEX BANK is a party to the Memorandum of the National Bank of Ukraine on preferential loans for energy infrastructure rehabilitation projects.
The Bank provides an opportunity for legal entities to obtain loans on favorable terms under the state program “Affordable Loans 5-7-9%” to support energy efficiency and energy independence of the country.
Power equipment:
- generators
- mini-solar power plants
- heat pumps
- solar panels
- batteries
- other equipment that generates and/or accumulates electricity, including ensuring uninterrupted operation in the event of a power outage, etc.
Loan terms for the purchase of energy equipment under the state program “Affordable Loans 5-7-9%”
Purpose | purchase of energy efficient equipment |
Target | a legal entity with a term of operation of at least 24 months |
Loanamount | up to 80% of equipment cost |
Currency | UAH |
Loanterm |
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Interest rate for the client | 7% (with a decrease to 5% in case of creation of at least 2 new jobs in accordance with the terms of the state program) The overall interest rate for the loan for the Bank: UIRD3m + 11% (adjusted quarterly) |
Commission | 0% (special offer is valid until 31.12.2024) |
Pledge | The maximum loan amount that can be considered for clients without collateral:
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Guarantee | the business owner |
Repayment procedure |
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The program is designed to support legal entities and entrepreneurs who plan to purchase energy-efficient equipment for their own business.
The term of the client's business activity must be at least 24 months.
Power equipment:
- generators
- mini-solar power plants
- heat pumps
- solar panels
- batteries
- power plants
- wind power generation
- other equipment that generates and/or accumulates electricity, including ensuring uninterrupted operation in the event of a power outage, etc.
Loan terms for the purchase of energy equipment under the Investment Loan
Purpose | purchase of energy efficient equipment |
Loanamount | up to 80% of equipment cos |
Currency | UAH |
Loanterm |
|
Interest rate | 16.5% per annum |
Fee | 0.5% of the limit amount (one-time) |
Collateral | Maximum loan amount without collateral:
In other cases:
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Suretyship |
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Repayment procedure |
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The Bank offers a program to support businesses, which allows them to obtain financing on favorable terms through the following products:
- Overdraft
- Working capital financing
The program is designed to support the legal entities and entrepreneurs which:
- sell or provide rental services for energy efficient equipment;
- lease energy efficient equipment..
The term of the client's business activity must be at least 24 months..
Power equipment:
- generators
- mini-solar power plants
- heat pumps
- solar panels
- batteries
- power plants
- wind generators
- other equipment that generates and/or accumulates electricity, including ensuring uninterrupted operation in the event of a power outage, etc.
Terms of the Overdraft
Purpose | replenishment of working capital |
Loanamount | up to 40% of the average monthly net income on current accounts for the last 12 months |
Currency | UAH |
Loan term | up to 12 months |
Interest rate | 17% per annum |
Commission fee | 0.5% of the limit amount (one-time) |
Collateral | Maximum loan amount without collateral:
In other cases:
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Guarantee |
|
Repayment procedure | at least once within 60 calendar days |
Terms of the Working Capital Financing
Purpose | replenishment of working capital |
Loan amount | from UAH 50,000 (depending on the client's financial condition) |
Currency | UAH |
Loan term | up to 12 months |
Interest rate | 17% per annum |
Commission fee | 0.5% of the limit amount (one-time) |
Collateral | Maximum loan amount without collateral:
In other cases:
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Guarantee |
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Repayment procedure | in accordance with the validity period of the tranches and/or the schedule of credit limit reduction |
Energy Loan – Energy loan is a consumer loan for the purchase of energy-efficient equipment (generators, solar panels, inverters, insulation, energy-saving windows, uninterruptible power supplies, boilers, etc.
| Purpose | purchase of energy efficient equipment and works on its installation/assembly |
| Loan amount |
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| Currency | UAH |
| Loan term | up to 60 months |
| Interest rate |
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| Real annual interest rate | 23.81% (effective interest rate calculated at 18.99% for a term of 36 months under the standard payment schedule for the amount of UAH 500 thousand) |
| Collateral | no collateral |
| Insurance | without insurance |
| One-time fee | 1.99% of the loan amount |
Documents for review:
